A Discount Medical Plan provides access to PPO (Preferred Provider Organization) physician and hospital networks at reduced rates. It is not an insurance plan and no claims are submitted. Your bill will be discounted (repriced) and you are responsible for full payment of the adjusted bill.

A Mini-Med is a limited benefit indemnity health insurance plan which can be issued with very few restrictions through age 64. Medical bills are submitted to the insurer for reimbursement up to the limits of the policy. The Mini-Med policy can be used with any medical provider and is not limited to any specific PPO network. It is commonly used in conjunction with a high deductible major medical policy to help "fill the gap" in coverage. Mini-Med Plans are considered supplemental coverage and are not meant to replace major medical policies.

The Select Company offers a bundle of health benefit plans to include a Dental Plan, Pharmacy Plan, Physician and Hospital Plan, Mini-Med Plans, and a Laboratory Plan. The dental and mini-med plans have an insurance element which combines a reduced network rate with a insurance reimbursement plan for the least out-of-pocket expense. Keep your current provider, or use a provider from the nationwide access network for the lowest out of pocket expense These plans also include additional services such as discounts on vision and hearing care. Receive your own personalized web site to market these plans nationwide for only $20.00.